ederal student loans are perhaps the one type of loan that most students think of first at the time of applying for a student loan and rightly so because such loans are readily available and attract lower rate of interest as well. In fact, federal loans address simple student needs and are not as dependent on the applicant's credit history as is the case when applying for a private student loan. It will however pay to understand what the best private student loan is and how one can obtain one.
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